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Isn’t it cheaper to hire someone through an ad or employment agency?

It can be cheaper to hire an independent caregiver from an ad or employment agency. There are many good, independent caregivers; however, there are risks. A bonded caregiver must be considered should any valuables go missing. Insurance is also crucial, as you would be liable for any caregiver injuries in the home. You may also be responsible for payroll taxes and unemployment benefits. If your caregiver is unable to work, you will be responsible for finding a replacement. There is no guarantee the discount caregiver is trained to provide professional, trustworthy service for your loved one.